Wardhana, Reza Bayu, Lilik Purwanti, and Yeney Widya Prihatiningtias. “Determinants of Use of Government Credit Cards in the Work Unit of the Ministry of Public Works and Public Housing in DKI Jakarta”. International journal of business, economics and management 6, no. 2 (June 20, 2023): 173-183. Accessed April 28, 2026. https://sloap.org/journal/index.php/ijbem/article/view/2143.