A. R. Sumartini, N. W. S. Suprapti, P. S. Piartrini, and I. P. G. Sukaatmadja, “Digital financial literacy and self-efficacy in increasing intention to use digital bank with the technology acceptance model theory approach: A literature review”, IRJMIS, vol. 11, no. 6, pp. 252–263, Nov. 2024.