Bagudu, H. D., S. J. M. Khan, and A.-H. Roslan. “The Impact of Microfinance Institution on Development of Small and Medium Enterprises: A Case Study of Lagos State”. International Research Journal of Management, IT and Social Sciences, vol. 3, no. 9, Sept. 2016, pp. 95-106, https://sloap.org/journals/index.php/irjmis/article/view/418.