Maturity pattern of assets and liabilities: A case study of Canara Bank
Keywords:
Time-buckets, Liability – Mix, Risk ManagementAbstract
This paper discusses the issues in relating to the maturity pattern of asset and liabilities of the bank i.e. Canara bank under study. It examines the maturity patterns of both assets and liabilities under different time buckets and analyses the implication of different mismatches.It also throws on the impact of an overall gap on bank’s profitability and liquidity and elaborates on various categories of risk that require to be managed. The data had been collected from the secondary sources such as annual reports of Canara Bank, reports and websites etc. It has been found in the study that proper liability mix technique is a successful tool for minimizing the risk.
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