Factors affecting the performance of micro, small and medium enterprises (MSMEs) in Denpasar

Ni Wayan Suryathi; Anak Agung Ngurah Oka Suryadinatha Gorda; Ni Nyoman Sunariani; I G. A. N. Alit Sumantri; Gd. Ngurah Indra Arya Aditya; I Gusti Agung Ayu Pramita Indraswari; I Gde Agoes Caskara Surya Putra

doi:10.21744/irjmis.v9n5.2173

Authors

Ni Wayan Suryathi
wayansuryathi@undiknas.ac.id
Fakultas Ekonomi dan Bisnis, Universitas Pendidikian Nasional
Anak Agung Ngurah Oka Suryadinatha Gorda Fakultas Ekonomi dan Bisnis, Universitas Pendidikan Nasional
Ni Nyoman Sunariani Fakultas Ekonomi dan Bisnis, Universitas Pendidikan Nasional
I G. A. N. Alit Sumantri Fakultas Ekonomi dan Bisnis, Universitas Pendidikan Nasional
Gd. Ngurah Indra Arya Aditya Fakultas Ekonomi dan Bisnis, Universitas Pendidikan Nasional
I Gusti Agung Ayu Pramita Indraswari Fakultas Ekonomi dan Bisnis, Universitas Pendidikian Nasional
I Gde Agoes Caskara Surya Putra Fakultas Bahasa Asing Universitas Mahasaraswati Denpasar

Keywords:

COVID-19, effectiveness BPUM funds, financial literacy, MSMEs, pandemic

Abstract

The purpose of this study was to determine and analyze the factors that influence the performance of Micro, Small and Medium Enterprises (MSMEs) in Denpasar. The method of determining the sample used in this study is a purposive sampling technique. The sample size uses the Slovin formula to get a representative number of samples. The type of data used in this study is quantitative data and the data source used in this research is primary data source. Data was collected through questionnaires and then measured using a Likert scale. The questionnaire was tested using validity and reliability tests. The data analysis technique used is as follows: classical assumption test by performing normality test, multicollinearity test, heteroscedasticity test, multiple linear regression analysis, coefficient of determination test, t-test (partial) and F-test. Based on the results of data analysis and discussion, it can be concluded that the factors that affect the performance of MSMEs in Denpasar during the Covid-19 pandemic are financial literacy and the effectiveness of the use of BPUM funds. Financial literacy has a significant positive effect on the performance of MSMEs with a t coefficient of 4.245, a regression coefficient of 0.300 and a significance of 0.000.

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