The effect of E-CRM on customer loyalty with customer satisfaction as a mediation variable
Study of users of BNI Direct South Sumatra
Keywords:
BNI direct, E-CRM, loyalty, mediation variable, satisfactionAbstract
This study aims to measure the effect of E-CRM on customer loyalty through customer satisfaction in 2021 by testing the variables of E-CRM, customer satisfaction, and customer loyalty using BNI Direct. The sample taken in this study amounted to 100 customers/debtors managed by BNI. Using PLS-SEM, the results show that the E-CRM variable contributes 58.7 % to BNI Direct customer satisfaction. This means that BNI Direct customer satisfaction can be explained through E-CRM activities carried out by BNI Direct. Furthermore, the variables of E-CRM and satisfaction contributed 67.6 % to BNI Direct customer loyalty substantially (powerfully). This means that BNI Direct customer loyalty can be explained through BNI Direct's E-CRM activities and the creation of customer satisfaction.
Downloads
References
Al-Dmour, H. H., Algharabat, R. S., Khawaja, R., & Al-Dmour, R. H. (2019). Investigating the impact of ECRM success factors on business performance: Jordanian commercial banks. Asia Pacific Journal of Marketing and Logistics.
Anuriza, D., & Kusumawardhani, A. (2021). The Influence Of Electronic Customer Relationship Management (E-Crm) On Customer Loyalty With Customer Satisfaction As A Mediating Variable Study In Ahass Putri Jaya Motor Group Brebes. Diponegoro Journal of Management, 10(4).
Ariff, M. S. M., Yun, L. O., Zakuan, N., & Ismail, K. (2013). The impacts of service quality and customer satisfaction on customer loyalty in internet banking. Procedia-Social and Behavioral Sciences, 81, 469-473. https://doi.org/10.1016/j.sbspro.2013.06.462
Azila, N., & NoorNeeraj, M. (2011). Electronic Customer Relationship Management Performance: Its Impact on Loyalty From Customers' Perspe-ctives. International Journal of e-Education, e-Business, e-Management and e-Learning, 1(1), 1.
Chung, K. H., Yu, J. E., Choi, M. G., & Shin, J. I. (2015). The effects of CSR on customer satisfaction and loyalty in China: the moderating role of corporate image. Journal of Economics, Business and Management, 3(5), 542-547.
Darmayasa, G. N. A. R., & Yasa, N. N. K. (2021). The influence of relationship marketing on customer loyalty: Customer satisfaction as a mediation variable. International Research Journal of Management, IT and Social Sciences, 8(6), 648-660. https://doi.org/10.21744/irjmis.v8n6.1963
Dehghanpouri, H., Soltani, Z., & Rostamzadeh, R. (2020). The impact of trust, privacy and quality of service on the success of E-CRM: the mediating role of customer satisfaction. Journal of business & industrial marketing.
Emaluta, FH, Isnalita, & Soewarno, N. (2019). The Effect of Customer Relationship Management (CRM) On Customers' Loyalty and Customers' Satisfaction as Mediator Variables. JOURNAL OF ACTION (Accounting and Information Systems). , 59-63.
Fitriana, A. (2018). The Influence of E-Marketing and E-CRM on Customer Loyalty Using Internet Banking at Bank Syariah Mandiri. Citec Journal , Vol. 4, No. 4.
Hair Jr, J. F., Hult, G. T. M., Ringle, C. M., & Sarstedt, M. (2021). A primer on partial least squares structural equation modeling (PLS-SEM). Sage publications.
Ibojo, B. O. (2015). Impact of customer satisfaction on customer retention: A case study of a reputable bank in Oyo, Oyo State, Nigeria. International Journal of Managerial Studies and Research (IJMSR), 3(2), 42-53.
Javadi, M. H. M., & Azmoon, Z. (2011). Ranking branches of System Group company in Terms of acceptance preparation of electronic Customer Relationship Management using AHP method. Procedia Computer Science, 3, 1243-1248. https://doi.org/10.1016/j.procs.2010.12.199
Kingsnorth, S. (2022). Digital marketing strategy: an integrated approach to online marketing. Kogan Page Publishers.
Kotler, P., & Armstrong, G. (2017). Principles of Marketing. New Jersey: Pearson Education, Inc.
Larsson, A., & Viitaoja, Y. (2016). Internet banking service quality and its implications on e-customer satisfaction and customer. International Journal of Bank Marketing, 858-877.
Marshellina, & Prabowo, H. (2013). The effect of e-CRM and service quality on customer satisfaction and their impact on customer loyalty at PT XL. BUS BUSINESS REVIEW.
Mohsan, F., Nawaz, M. M., Khan, M. S., Shaukat, Z., & Aslam, N. (2011). Impact of customer satisfaction on customer loyalty and intentions to switch: Evidence from banking sector of Pakistan. International journal of business and social science, 2(16).
Navimipour, N. J., & Soltani, Z. (2016). The impact of cost, technology acceptance and employees' satisfaction on the effectiveness of the electronic customer relationship management systems. Computers in Human Behavior, 55, 1052-1066. https://doi.org/10.1016/j.chb.2015.10.036
Ngai, E. W., Xiu, L., & Chau, D. C. (2009). Application of data mining techniques in customer relationship management: A literature review and classification. Expert systems with applications, 36(2), 2592-2602. https://doi.org/10.1016/j.eswa.2008.02.021
Ozatac, N., Saner, T., & Sen, Z. S. (2016). Customer satisfaction in the banking sector: the case of North Cyprus. Procedia Economics and Finance, 39, 870-878. https://doi.org/10.1016/S2212-5671(16)30247-7
Peppard, J. (2000). Customer relationship management (CRM) in financial services. European Management Journal, 18(3), 312-327. https://doi.org/10.1016/S0263-2373(00)00013-X
Prismantoro, B. (2020). Effect of Service Quality and E-CRM on Consumer Loyalty through Customer Satisfaction (Empirical Study of PT Infinity Financial Service). Postgraduate Program of the Islamic University of Malang.
Putra, I. D. P. Y. A., & Yasa, N. N. K. (2021). Effect of justice perceptions on customer satisfaction and loyalty. International Research Journal of Management, IT and Social Sciences, 8(4), 267-281. https://doi.org/10.21744/irjmis.v8n4.1884
Ramadonna, Y., Nasf, N., & Aziz, Z. (2019). The Effect Of Customer Relationship Management And Customer Value On Customer Satisfaction Of Services And Its Impact On Customer Loyaltyin PT. Bpr Rangkiang Aur. Jurnal Menara Ekonomi: Penelitian Dan Kajian Ilmiah Bidang Ekonomi, 5(1).
Sivaraks, P., Krairit, D., & Tang, J. C. (2011). Effects of e-CRM on customer–bank relationship quality and outcomes: The case of Thailand. The Journal of High Technology Management Research, 22(2), 141-157. https://doi.org/10.1016/j.hitech.2011.09.006
Usman, U. M. Z., Jalal, A. N., & Musa, M. A. (2012). The impact of electronic customer relationship management on consumer's behavior. International Journal of Advances in Engineering & Technology, 3(1), 500.
Yoon, C. (2010). Antecedents of customer satisfaction with online banking in China: The effects of experience. Computers in Human Behavior, 26(6), 1296-1304. https://doi.org/10.1016/j.chb.2010.04.001
Zakaria, I., Rahman, B. A., Othman, A. K., Yunus, N. A. M., Dzulkipli, M. R., & Osman, M. A. F. (2014). The relationship between loyalty program, customer satisfaction and customer loyalty in retail industry: A case study. Procedia-Social and Behavioral Sciences, 129, 23-30. https://doi.org/10.1016/j.sbspro.2014.03.643
Zephaniah, C. O., Ogba, I. E., & Izogo, E. E. (2020). Examining the effect of customers’ perception of bank marketing communication on customer loyalty. Scientific African, 8, e00383. https://doi.org/10.1016/j.sciaf.2020.e00383
Published
How to Cite
Issue
Section
Copyright (c) 2022 International research journal of management, IT and social sciences
This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.
Articles published in the International Research Journal of Management, IT and Social sciences (IRJMIS) are available under Creative Commons Attribution Non-Commercial No Derivatives Licence (CC BY-NC-ND 4.0). Authors retain copyright in their work and grant IRJMIS right of first publication under CC BY-NC-ND 4.0. Users have the right to read, download, copy, distribute, print, search, or link to the full texts of articles in this journal, and to use them for any other lawful purpose.
Articles published in IRJMIS can be copied, communicated and shared in their published form for non-commercial purposes provided full attribution is given to the author and the journal. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
This copyright notice applies to articles published in IRJMIS volumes 7 onwards. Please read about the copyright notices for previous volumes under Journal History.